Buying a Home? Advantages to Getting Pre-Approved…

One of the big advantages of getting pre-approved is that you are going to know how much home you can realistically afford – it may be more than you think! This way, you will know how much your mortgage payment is going to be ahead of time. Many people spend time looking at properties that they could never get approved for. If you get pre-approved, you are not going to have to worry about this problem.

Another advantage to getting pre-approved for a mortgage is it will increase your negotiating power. When you start looking at properties after being pre-approved, real estate agents and sellers are going to feel more confident going to work with your best interests in mind. If you make an offer on a property, it is automatically going to jump ahead of offers from people not pre-approved. When buyers are not pre-approved, this represents a level of uncertainty for the seller.

Mortgage Refinance

Thinking About Refinancing? What You Should Know…

Refinancing your existing home has several important advantages. With the interest rates as low as they’ve been in years, there’s a good chance you can lower your interest rate and lower your monthly payments. Do you have credit card debt? Looking for a way to take your family on a nice vacation? Trying to figure out how to pay that tuition? Refinancing your home might be the perfect solution. Let the equity in your home work for you.

Richard Tocado has a team of professionals that can find the best rate and term for you and your family. We have a quick and easy application process to get you started down a path of financial freedom! Don’t wait, EASY APPLY today and take advantage of historically low rates!