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Contact Us

Richard Tocado Companies

HOURS:

Monday-Friday, from 8am-6pm.

ADDRESS:

6401 Carmel Road
Suite 203
Charlotte, NC 28226

CONTACT:

RichardTocado@gmail.com
(704) 800-4719

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What are your goals?
We are committed to helping you reach them.
Purchase or Refinance
- I want to buy a home
- I want to refinance

Where are you looking to buy? City or Zip Code
City or Zip Code*

Where is the home located? City or Zip Code
City or Zip Code*

What type of home is it?
- Single Family
- Townhouse
- Condominium
- Multi-Family

Where are you in the home buying process?
- Signed a purchase contract
- Found a home
- Looking to buy within one month
- Looking to buy in 1 to 3 months
- Looking to buy in more than 3 months

How do you plan to use your new home?
- Primary Residence
- Vacation Property
- Investment Property

Have you or your spouse served in the US military?
Veterans and active US military may be eligible for a $0 down VA loan when purchasing a home.
- Yes
- No

What is your (or your spouse's) branch of military service?
- Army
- Marine Corps
- Navy
- Air Force
- Coast Guard
- National Guard
- Military Spouse
- Other VA Eligibility
- No Military Experience

Are you actively working with a real estate agent?
- Yes
- No

Is this your first time purchasing a home?
- Yes
- No

What is the approximate purchase price of the new property?
(it's OK to estimate)
What is the estimated value of your property?
Use the slider to select the price range of homes you're interested in (it's OK to estimate)

How much do you have for a down payment?
(it's OK to estimate)
What is the balance of your first mortgage?
(It's OK to estimate)

What is the interest rate of your first mortgage?
(It's OK to estimate)

Do you have a second mortgage?
- Yes
- No

How much additional cash do you wish to borrow?
(It's OK to estimate or if no cash-out leave at $0)

What is your current employment status?
- Employed
- Self-Employed/1099 Independent Contractor
- Retired

What is your household gross (before taxes) annual income?
- Less than $30,000
- $30,000 - $50,000
- $50,000 - $75,000
- $75,000 - $100,000
- Greater than $100,000

What is your credit score?
- Excellent 740+
- Good 700-739
- Average 660-699
- Fair 600-659
- Poor < 600

Have you had a bankruptcy or foreclosure in the past 3 years?
- Yes
- No

What is your first name?*
What is your last name?*

What is your email address?*
What is your phone number?*
I agree to be contacted by Richard Tocado Companies, INC via call, email and text. To opt-out, you can reply “stop” at any time or click the unsubscribe link in the emails. Message and data rates may apply.

What are your goals? Everyone is unique, request your personalized rates and fees.

About Us

Richard Tocado has been in the home mortgage business for years. Richard and his team of loan officers have helped thousands of home owners and home buyers get pre-approved for a home mortgage, finance their new home purchase with a variety of loan programs, even refinance their existing home to lower their payments, get cash out and more!

NMLS # 38652

Equal Housing Opportunity

Contact Us

6401 Carmel Road
Suite 203
Charlotte, NC 28226
(704) 800-4719
RichardTocado@gmail.com

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Fixed Rate Mortgage
FHA Home Loan
VA Home Loan
Rehab Loan
USDA Loan
Jumbo Home Loan
First Time Home Buyer
Low Down Payment Purchase Options
Investment Property Loans
Refinance
Low Down Payment Purchase Options
Second Mortgages and Equity Lines

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